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Flood history · Grand Isle, LA 70358

Flood insurance claims in Grand Isle, LA 70358

4,294 claims since 1978 and $69.3 million paid. Here's what the public record shows, and how to check a specific address.

4,294flood insurance claims since 1978
$69.3 millionpaid to policyholders
$19,766average paid claim
555claims in the last 10 years
0%of claims outside high-risk zones
#31of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70358 since 1978.

1978: 2 claims1979: 103 claims1980: 11 claims1981: 2 claims1982: 4 claims1983: 54 claims1984: 12 claims1985: 482 claims1987: 1 claims1988: 5 claims1989: 3 claims1990: 2 claims1991: 28 claims1992: 173 claims1993: 39 claims1994: 1 claims1995: 24 claims1996: 32 claims1997: 303 claims1998: 36 claims1999: 14 claims2000: 1 claims2001: 2 claims2002: 308 claims2003: 14 claims2004: 65 claims2005: 1123 claims2006: 1 claims2007: 1 claims2008: 619 claims2009: 3 claims2010: 1 claims2011: 10 claims2012: 254 claims2013: 1 claims2014: 2 claims2015: 2 claims2016: 1 claims2017: 3 claims2018: 12 claims2019: 14 claims2020: 56 claims2021: 465 claims2022: 1 claims2023: 1 claims2024: 2 claims2025: 1 claims19801990200020102020

What the record says

Almost all claims here (100%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Katrina, accounts for 25% of claims.

555 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Jefferson Parish* takes part in FEMA's Community Rating System (class 3), which can lower flood insurance premiums by up to 35% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina20051,07525%
Hurricane Juan198546511%
Hurricane Ida202144510%
Hurricane Gustav200842910%
Hurricane Isaac20122516%
Tropical Storm Isidore20022005%

Flood zone at time of claim

High-risk zones (A, V)99% · 4,246
Moderate or minimal risk (X, B, C)0% · 7
Zone not recorded1% · 41

NFIP communities

Grand Isle, Town OfParticipates in the NFIP
Jefferson Parish*CRS class 3 · up to 35% off
Lafourche Parish*Participates in the NFIP

Federal disaster declarations in Jefferson Parish County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

33 flood, storm or hurricane declarations for Jefferson Parish County since 2000.

Check a specific address in Grand Isle.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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