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Flood history · New Orleans, LA 70123

Flood insurance claims in New Orleans, LA 70123

7,905 claims since 1978 and $148.5 million paid. Here's what the public record shows, and how to check a specific address.

7,905flood insurance claims since 1978
$148.5 millionpaid to policyholders
$27,751average paid claim
308claims in the last 10 years
67%of claims outside high-risk zones
#19of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70123 since 1978.

1978: 352 claims1979: 14 claims1980: 360 claims1981: 40 claims1982: 32 claims1983: 191 claims1984: 3 claims1985: 8 claims1986: 9 claims1987: 3 claims1988: 117 claims1989: 287 claims1990: 2 claims1991: 26 claims1992: 6 claims1993: 5 claims1994: 25 claims1995: 2435 claims1996: 4 claims1997: 20 claims1998: 145 claims1999: 65 claims2000: 3 claims2001: 75 claims2002: 164 claims2003: 9 claims2004: 55 claims2005: 2601 claims2006: 3 claims2007: 9 claims2008: 158 claims2009: 147 claims2010: 2 claims2011: 56 claims2012: 89 claims2013: 8 claims2014: 2 claims2015: 8 claims2016: 59 claims2017: 56 claims2018: 4 claims2019: 13 claims2020: 8 claims2021: 94 claims2022: 2 claims2024: 116 claims2026: 15 claims19801990200020102020

What the record says

About 67% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 49% of all claims in this ZIP code.

308 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Jefferson Parish* takes part in FEMA's Community Rating System (class 3), which can lower flood insurance premiums by up to 35% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19893,90749%
Hurricane Katrina20052,56432%
Tropical Storm Isidore20021472%
Hurricane Francine2024981%
Hurricane Ida2021801%
Hurricane Isaac2012691%

Flood zone at time of claim

High-risk zones (A, V)33% · 2,608
Moderate or minimal risk (X, B, C)67% · 5,286
Zone not recorded0% · 11

NFIP communities

Jefferson Parish*CRS class 3 · up to 35% off
Harahan, City OfParticipates in the NFIP
New Orleans/Orleans Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Jefferson Parish County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

33 flood, storm or hurricane declarations for Jefferson Parish County since 2000.

Check a specific address in New Orleans.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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