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Flood history · Winamac, IN 46996

Flood insurance claims in Winamac, IN 46996

152 claims since 1982 and $2.0 million paid. Here's what the public record shows, and how to check a specific address.

152flood insurance claims since 1982
$2.0 millionpaid to policyholders
$16,641average paid claim
17claims in the last 10 years
13%of claims outside high-risk zones
#29of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 46996 since 1978.

1982: 2 claims1985: 8 claims1990: 12 claims1993: 3 claims1996: 1 claims1998: 1 claims1999: 2 claims2005: 3 claims2007: 2 claims2008: 44 claims2009: 45 claims2011: 3 claims2013: 6 claims2014: 1 claims2015: 2 claims2018: 17 claims1990200020102020

What the record says

87% of claims were on properties in high-risk zones and 13% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 9% of claims.

17 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1990139%
March storm200811%
Mid-spring storms201111%

Flood zone at time of claim

High-risk zones (A, V)76% · 116
Moderate or minimal risk (X, B, C)12% · 18
Zone not recorded12% · 18

NFIP communities

Pulaski County*Participates in the NFIP

Federal disaster declarations in Pulaski County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2026-08-25
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Emergency · 2026-08-15
Severe Storms And FloodingFlood · Major disaster · 2018-05-04
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2009-04-22
Severe Storms And FloodingSevere Storm · Major disaster · 2008-01-30
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-10

8 flood, storm or hurricane declarations for Pulaski County since 2000.

Check a specific address in Winamac.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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