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Flood history · Rome City, IN 46784

Flood insurance claims in Rome City, IN 46784

75 claims since 1981 and $868,499 paid. Here's what the public record shows, and how to check a specific address.

75flood insurance claims since 1981
$868,499paid to policyholders
$14,008average paid claim
25claims in the last 10 years
6%of claims outside high-risk zones
#66of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 46784 since 1978.

1981: 1 claims1982: 5 claims1985: 3 claims1990: 4 claims1991: 1 claims1993: 7 claims1996: 1 claims1998: 2 claims2008: 10 claims2009: 7 claims2011: 2 claims2015: 7 claims2017: 21 claims2018: 2 claims2019: 1 claims2026: 1 claims1990200020102020

What the record says

Almost all claims here (94%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Flooding here is recent: 25 claims (33%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19821013%

Flood zone at time of claim

High-risk zones (A, V)89% · 67
Moderate or minimal risk (X, B, C)5% · 4
Zone not recorded5% · 4

NFIP communities

Noble County *Participates in the NFIP

Federal disaster declarations in Noble County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2014-04-22
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2009-04-22
Severe Storms And FloodingSevere Storm · Major disaster · 2008-01-30
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-10
Severe Winter Storms And FloodingSevere Storm · Major disaster · 2005-01-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2004-06-03

7 flood, storm or hurricane declarations for Noble County since 2000.

Check a specific address in Rome City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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