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Flood history · Coralville, IA 52241

Flood insurance claims in Coralville, IA 52241

112 claims since 1978 and $12.6 million paid. Here's what the public record shows, and how to check a specific address.

112flood insurance claims since 1978
$12.6 millionpaid to policyholders
$123,662average paid claim
1claims in the last 10 years
33%of claims outside high-risk zones
#33of 441 Iowa ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 52241 since 1978.

1978: 1 claims1981: 1 claims1990: 2 claims1991: 4 claims1993: 42 claims1994: 2 claims1998: 2 claims2002: 2 claims2008: 48 claims2013: 5 claims2014: 1 claims2016: 1 claims2025: 1 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 38% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Coralville, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Midwest Flooding19934238%
Storm200876%
Unnamed flooding199022%

Flood zone at time of claim

High-risk zones (A, V)66% · 74
Moderate or minimal risk (X, B, C)33% · 37
Zone not recorded1% · 1

NFIP communities

Coralville, City OfCRS class 7 · up to 15% off
Iowa City, City OfCRS class 6 · up to 20% off

Federal disaster declarations in Johnson County

Flood, hurricane and storm declarations since 2000.

Severe StormsSevere Storm · Major disaster · 2020-08-17
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2014-08-05
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2013-07-02
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-31
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2008-05-27
Severe Winter StormsSevere Storm · Major disaster · 2007-03-14

9 flood, storm or hurricane declarations for Johnson County since 2000.

Check a specific address in Coralville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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