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Flood history · Guttenberg, IA 52052

Flood insurance claims in Guttenberg, IA 52052

56 claims since 1986 and $797,438 paid. Here's what the public record shows, and how to check a specific address.

56flood insurance claims since 1986
$797,438paid to policyholders
$16,967average paid claim
13claims in the last 10 years
9%of claims outside high-risk zones
#62of 441 Iowa ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 52052 since 1978.

1986: 2 claims1993: 4 claims1997: 7 claims1998: 1 claims2001: 16 claims2008: 1 claims2011: 12 claims2017: 1 claims2019: 6 claims2023: 4 claims2024: 2 claims1990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Severe flooding, accounts for 29% of claims.

13 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Severe flooding20011629%
March 2019 Midwest Flooding201959%
Midwest Flooding199335%
Storm200812%

Flood zone at time of claim

High-risk zones (A, V)88% · 49
Moderate or minimal risk (X, B, C)9% · 5
Zone not recorded4% · 2

NFIP communities

Clayton County *Participates in the NFIP

Federal disaster declarations in Clayton County

Flood, hurricane and storm declarations since 2000.

FloodingFlood · Major disaster · 2023-08-25
Severe Storms And FloodingFlood · Major disaster · 2019-03-23
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2017-08-27
Severe Storms And FloodingFlood · Major disaster · 2016-10-31
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-09-29
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-07-31

14 flood, storm or hurricane declarations for Clayton County since 2000.

Check a specific address in Guttenberg.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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