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Flood history · Missouri Valley, IA 51555

Flood insurance claims in Missouri Valley, IA 51555

173 claims since 1979 and $3.3 million paid. Here's what the public record shows, and how to check a specific address.

173flood insurance claims since 1979
$3.3 millionpaid to policyholders
$22,979average paid claim
20claims in the last 10 years
5%of claims outside high-risk zones
#21of 441 Iowa ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 51555 since 1978.

1979: 2 claims1993: 43 claims1996: 3 claims1998: 3 claims1999: 8 claims2002: 1 claims2003: 1 claims2005: 1 claims2007: 70 claims2008: 1 claims2009: 1 claims2010: 1 claims2011: 15 claims2014: 3 claims2018: 1 claims2019: 19 claims19801990200020102020

What the record says

Almost all claims here (95%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 25% of claims.

20 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Midwest Flooding19934325%
March 2019 Midwest Flooding20191911%
Late spring storms2011159%

Flood zone at time of claim

High-risk zones (A, V)95% · 165
Moderate or minimal risk (X, B, C)5% · 8

NFIP communities

Missouri Valley, City OfParticipates in the NFIP
Harrison County*Participates in the NFIP

Federal disaster declarations in Harrison County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2024-06-24
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-05-24
Severe Storms And FloodingFlood · Major disaster · 2019-03-23
FloodingFlood · Major disaster · 2011-06-27
Severe Winter StormSevere Storm · Major disaster · 2010-03-02
Severe Winter Storms And SnowstormSevere Storm · Major disaster · 2010-02-25

9 flood, storm or hurricane declarations for Harrison County since 2000.

Check a specific address in Missouri Valley.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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