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Flood history · Newark, DE 19702

Flood insurance claims in Newark, DE 19702

104 claims since 1978 and $2.2 million paid. Here's what the public record shows, and how to check a specific address.

104flood insurance claims since 1978
$2.2 millionpaid to policyholders
$27,407average paid claim
16claims in the last 10 years
49%of claims outside high-risk zones
#15of 62 Delaware ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 19702 since 1978.

1978: 3 claims1979: 2 claims1989: 4 claims1996: 1 claims1999: 15 claims2000: 3 claims2001: 1 claims2003: 7 claims2004: 18 claims2007: 6 claims2010: 5 claims2011: 13 claims2012: 3 claims2013: 5 claims2014: 1 claims2015: 1 claims2017: 1 claims2018: 2 claims2020: 8 claims2021: 3 claims2023: 1 claims2025: 1 claims19801990200020102020

What the record says

About 49% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 14% of claims.

16 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

New Castle County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd19991514%
Hurricane Irene20111111%
Hurricane Sandy201233%
Mid-spring storms201411%
Hurricane Ida202111%

Flood zone at time of claim

High-risk zones (A, V)51% · 53
Moderate or minimal risk (X, B, C)46% · 48
Undetermined (D)3% · 3

NFIP communities

New Castle County *CRS class 5 · up to 25% off

Federal disaster declarations in New Castle County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-24
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02
Hurricane SandyHurricane · Major disaster · 2012-11-16
Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane IreneHurricane · Emergency · 2011-08-28
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-30

9 flood, storm or hurricane declarations for New Castle County since 2000.

Check a specific address in Newark.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Delaware ZIP codes · All states · Flood zones explained