FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Stamford, CT 06903

Flood insurance claims in Stamford, CT 06903

69 claims since 1978 and $588,677 paid. Here's what the public record shows, and how to check a specific address.

69flood insurance claims since 1978
$588,677paid to policyholders
$11,321average paid claim
9claims in the last 10 years
62%of claims outside high-risk zones
#68of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06903 since 1978.

1978: 3 claims1979: 6 claims1980: 4 claims1983: 1 claims1984: 6 claims1985: 1 claims1987: 1 claims1989: 4 claims1996: 1 claims1997: 1 claims2005: 1 claims2006: 1 claims2007: 17 claims2008: 2 claims2010: 7 claims2011: 3 claims2015: 1 claims2018: 1 claims2021: 6 claims2024: 2 claims19801990200020102020

What the record says

About 62% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, March 2010 Nor'easter, accounts for 10% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Stamford, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
March 2010 Nor'easter2010710%
Hurricane Ida202169%
Not a named storm197969%
Unnamed flooding198734%
Hurricane Irene201123%
Hurricane Gloria198511%

Flood zone at time of claim

High-risk zones (A, V)30% · 21
Moderate or minimal risk (X, B, C)51% · 35
Zone not recorded19% · 13

NFIP communities

Stamford, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Western Connecticut County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

17 flood, storm or hurricane declarations for Western Connecticut County since 2000.

Check a specific address in Stamford.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Connecticut ZIP codes · All states · Flood zones explained