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Flood history · Danbury, CT 06810

Flood insurance claims in Danbury, CT 06810

190 claims since 1978 and $4.7 million paid. Here's what the public record shows, and how to check a specific address.

190flood insurance claims since 1978
$4.7 millionpaid to policyholders
$30,698average paid claim
18claims in the last 10 years
30%of claims outside high-risk zones
#34of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06810 since 1978.

1978: 6 claims1979: 3 claims1980: 2 claims1984: 1 claims1985: 1 claims1986: 1 claims1987: 1 claims1989: 1 claims1990: 1 claims1994: 1 claims1997: 2 claims1999: 43 claims2001: 5 claims2003: 2 claims2004: 1 claims2005: 1 claims2007: 35 claims2008: 3 claims2010: 2 claims2011: 57 claims2012: 2 claims2013: 1 claims2021: 10 claims2023: 4 claims2024: 4 claims19801990200020102020

What the record says

About 30% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 23% of claims.

18 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd19994323%
Hurricane Irene20112212%
Hurricane Ida2021105%
Not a named storm197932%
March 2010 Nor'easter201021%
Unnamed flooding198721%

Flood zone at time of claim

High-risk zones (A, V)69% · 131
Moderate or minimal risk (X, B, C)30% · 57
Zone not recorded1% · 2

NFIP communities

Danbury, City OfParticipates in the NFIP

Federal disaster declarations in Western Connecticut County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

17 flood, storm or hurricane declarations for Western Connecticut County since 2000.

Check a specific address in Danbury.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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