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Flood history · Clinton, CT 06413

Flood insurance claims in Clinton, CT 06413

450 claims since 1978 and $8.1 million paid. Here's what the public record shows, and how to check a specific address.

450flood insurance claims since 1978
$8.1 millionpaid to policyholders
$23,834average paid claim
33claims in the last 10 years
17%of claims outside high-risk zones
#16of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06413 since 1978.

1978: 15 claims1979: 14 claims1980: 1 claims1982: 35 claims1983: 2 claims1984: 4 claims1985: 51 claims1988: 2 claims1989: 2 claims1990: 7 claims1991: 4 claims1992: 17 claims1995: 3 claims1996: 1 claims1999: 1 claims2000: 1 claims2001: 3 claims2002: 1 claims2003: 1 claims2005: 2 claims2006: 3 claims2007: 9 claims2009: 1 claims2010: 20 claims2011: 97 claims2012: 118 claims2013: 2 claims2017: 1 claims2018: 15 claims2019: 2 claims2020: 2 claims2021: 5 claims2022: 3 claims2024: 5 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 26% of claims.

33 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201211526%
Hurricane Irene20119621%
Hurricane Gloria19855111%
Not a named storm1982429%
March 2010 Nor'easter2010194%
December Storm - Nor'easter1992174%

Flood zone at time of claim

High-risk zones (A, V)80% · 362
Moderate or minimal risk (X, B, C)16% · 74
Zone not recorded3% · 14

NFIP communities

Clinton, Town OfParticipates in the NFIP
Branford, Town OfParticipates in the NFIP

Federal disaster declarations in Lower Connecticut River Valley County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06
Severe Storms And FloodingSevere Storm · Major disaster · 2018-12-05
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-21

16 flood, storm or hurricane declarations for Lower Connecticut River Valley County since 2000.

Check a specific address in Clinton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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