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Flood history · Valley Springs, CA 95252

Flood insurance claims in Valley Springs, CA 95252

52 claims since 1995 and $1.8 million paid. Here's what the public record shows, and how to check a specific address.

52flood insurance claims since 1995
$1.8 millionpaid to policyholders
$45,048average paid claim
20claims in the last 10 years
23%of claims outside high-risk zones
#216of 1,431 California ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 95252 since 1978.

1995: 3 claims1996: 1 claims1997: 2 claims1998: 5 claims1999: 3 claims2006: 15 claims2015: 3 claims2017: 1 claims2022: 8 claims2023: 11 claims200020102020

What the record says

77% of claims were on properties in high-risk zones and 23% outside them.

Losses are spread across many events; the largest, California Atmospheric River, accounts for 37% of claims.

Flooding here is recent: 20 claims (38%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
California Atmospheric River20231937%
Pineapple Express - Southern199848%
Unnamed flooding199648%

Flood zone at time of claim

High-risk zones (A, V)77% · 40
Moderate or minimal risk (X, B, C)23% · 12

NFIP communities

Calaveras County*Participates in the NFIP

Federal disaster declarations in Calaveras County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2023-04-03
Severe Winter Storms, Flooding, Landslides, And MudslidesFlood · Emergency · 2023-03-10
Severe Winter Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2023-01-14
Severe Winter Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2019-05-01
Severe Winter Storms, Flooding, And MudslidesFlood · Major disaster · 2017-04-01
Severe Winter Storms, Flooding, And MudslidesFlood · Major disaster · 2017-03-16

10 flood, storm or hurricane declarations for Calaveras County since 2000.

Check a specific address in Valley Springs.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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