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Flood history · Belvedere Tiburon, CA 94920

Flood insurance claims in Belvedere Tiburon, CA 94920

119 claims since 1978 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

119flood insurance claims since 1978
$1.2 millionpaid to policyholders
$16,364average paid claim
10claims in the last 10 years
75%of claims outside high-risk zones
#94of 1,431 California ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 94920 since 1978.

1978: 3 claims1979: 1 claims1980: 3 claims1981: 4 claims1982: 28 claims1983: 28 claims1986: 2 claims1988: 1 claims1989: 1 claims1992: 2 claims1993: 2 claims1994: 3 claims1995: 3 claims1996: 2 claims1998: 10 claims2001: 1 claims2002: 1 claims2005: 2 claims2006: 2 claims2008: 1 claims2009: 1 claims2011: 2 claims2014: 6 claims2017: 1 claims2019: 1 claims2021: 4 claims2023: 1 claims2026: 3 claims19801990200020102020

What the record says

About 75% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 29% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Marin County* takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19823429%
Pineapple Express - Southern199887%
California Atmospheric River202311%

Flood zone at time of claim

High-risk zones (A, V)24% · 29
Moderate or minimal risk (X, B, C)71% · 85
Zone not recorded4% · 5

NFIP communities

Tiburon, Town OfParticipates in the NFIP
Belvedere, City OfParticipates in the NFIP
Marin County*CRS class 6 · up to 20% off

Federal disaster declarations in Marin County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2023-04-03
Severe Winter Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2023-01-14
Severe Winter Storms, Flooding, And MudslidesFlood · Emergency · 2023-01-09
Severe Winter Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2019-05-17
Severe Winter Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2019-05-01
Severe Winter Storms, Flooding, And MudslidesFlood · Major disaster · 2017-04-01

10 flood, storm or hurricane declarations for Marin County since 2000.

Check a specific address in Belvedere Tiburon.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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