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Flood history · Sherwood, AR 72120

Flood insurance claims in Sherwood, AR 72120

244 claims since 1978 and $3.4 million paid. Here's what the public record shows, and how to check a specific address.

244flood insurance claims since 1978
$3.4 millionpaid to policyholders
$18,734average paid claim
58claims in the last 10 years
21%of claims outside high-risk zones
#4of 362 Arkansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 72120 since 1978.

1978: 2 claims1981: 3 claims1982: 2 claims1983: 4 claims1984: 2 claims1987: 8 claims1988: 15 claims1989: 1 claims1990: 3 claims1992: 1 claims1993: 2 claims1994: 2 claims2001: 1 claims2002: 1 claims2004: 1 claims2005: 9 claims2006: 2 claims2007: 1 claims2008: 8 claims2009: 56 claims2010: 8 claims2011: 49 claims2012: 2 claims2014: 2 claims2016: 1 claims2017: 19 claims2018: 4 claims2019: 1 claims2020: 11 claims2021: 9 claims2023: 1 claims2024: 9 claims2025: 4 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 19% of claims.

58 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20114719%
Late spring severe storms2017187%
Unnamed flooding1978104%
Central U.S. April Flooding202542%
Hurricane Gustav200821%

Flood zone at time of claim

High-risk zones (A, V)78% · 190
Moderate or minimal risk (X, B, C)21% · 52
Zone not recorded1% · 2

NFIP communities

Sherwood, City OfParticipates in the NFIP
Pulaski County *Participates in the NFIP

Federal disaster declarations in Pulaski County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2025-05-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-05
Severe Storms And TornadoesSevere Storm · Major disaster · 2023-04-02
Hurricane LauraHurricane · Emergency · 2020-08-27
Severe Storms And FloodingFlood · Major disaster · 2019-06-08
Severe Storms And FloodingFlood · Emergency · 2019-05-30

14 flood, storm or hurricane declarations for Pulaski County since 2000.

Check a specific address in Sherwood.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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