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Flood history · Jacksonville, AR 72076

Flood insurance claims in Jacksonville, AR 72076

161 claims since 1978 and $2.9 million paid. Here's what the public record shows, and how to check a specific address.

161flood insurance claims since 1978
$2.9 millionpaid to policyholders
$23,570average paid claim
25claims in the last 10 years
25%of claims outside high-risk zones
#12of 362 Arkansas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 72076 since 1978.

1978: 2 claims1981: 2 claims1983: 1 claims1984: 4 claims1987: 2 claims1988: 4 claims1990: 2 claims1993: 1 claims1998: 3 claims1999: 5 claims2001: 1 claims2002: 1 claims2003: 2 claims2004: 2 claims2005: 8 claims2006: 1 claims2008: 7 claims2009: 37 claims2010: 3 claims2011: 45 claims2014: 1 claims2015: 1 claims2016: 1 claims2017: 13 claims2018: 1 claims2021: 1 claims2024: 7 claims2025: 3 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 27% of claims.

25 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Jacksonville, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20114427%
Hurricane Gustav200864%
Late spring severe storms201764%
Central U.S. April Flooding202532%
Unnamed flooding198721%
Early winter storms201511%

Flood zone at time of claim

High-risk zones (A, V)74% · 119
Moderate or minimal risk (X, B, C)25% · 40
Zone not recorded1% · 2

NFIP communities

Jacksonville, City OfCRS class 9 · up to 05% off
Sherwood, City OfParticipates in the NFIP
Pulaski County *Participates in the NFIP
Lonoke County*Participates in the NFIP

Federal disaster declarations in Pulaski County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2025-05-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-05
Severe Storms And TornadoesSevere Storm · Major disaster · 2023-04-02
Hurricane LauraHurricane · Emergency · 2020-08-27
Severe Storms And FloodingFlood · Major disaster · 2019-06-08
Severe Storms And FloodingFlood · Emergency · 2019-05-30

14 flood, storm or hurricane declarations for Pulaski County since 2000.

Check a specific address in Jacksonville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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