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Flood history · Lost Creek, WV 26385

Flood insurance claims in Lost Creek, WV 26385

88 claims since 1978 and $683,226 paid. Here's what the public record shows, and how to check a specific address.

88flood insurance claims since 1978
$683,226paid to policyholders
$8,540average paid claim
1claims in the last 10 years
#69of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 26385 since 1978.

1978: 2 claims1979: 15 claims1980: 48 claims1981: 4 claims1983: 2 claims1985: 1 claims1990: 5 claims1996: 3 claims2001: 1 claims2002: 1 claims2003: 4 claims2008: 1 claims2023: 1 claims19801990200020102020

What the record says

1 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding197845%

Flood zone at time of claim

High-risk zones (A, V)15% · 13
Moderate or minimal risk (X, B, C)3% · 3
Zone not recorded82% · 72

NFIP communities

Lost Creek, Town OfParticipates in the NFIP

Federal disaster declarations in Harrison County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2026-10-07
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2024-01-30
Severe Storms, Flooding, Landslides, And MudslidesMud/Landslide · Major disaster · 2018-04-17
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2017-08-18
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31
Hurricane SandyHurricane · Emergency · 2012-10-29

15 flood, storm or hurricane declarations for Harrison County since 2000.

Check a specific address in Lost Creek.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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