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Flood history · Webster Springs, WV 26288

Flood insurance claims in Webster Springs, WV 26288

120 claims since 1980 and $845,334 paid. Here's what the public record shows, and how to check a specific address.

120flood insurance claims since 1980
$845,334paid to policyholders
$10,436average paid claim
2claims in the last 10 years
39%of claims outside high-risk zones
#53of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 26288 since 1978.

1980: 3 claims1981: 1 claims1982: 1 claims1984: 2 claims1985: 20 claims1989: 12 claims1991: 1 claims1993: 1 claims1994: 3 claims1995: 1 claims1996: 12 claims2003: 23 claims2004: 3 claims2005: 2 claims2012: 2 claims2015: 5 claims2016: 26 claims2018: 1 claims2025: 1 claims19801990200020102020

What the record says

About 39% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Summer severe storms20162622%
Unnamed flooding19852521%

Flood zone at time of claim

High-risk zones (A, V)46% · 55
Moderate or minimal risk (X, B, C)29% · 35
Zone not recorded25% · 30

NFIP communities

Webster County *Participates in the NFIP
Addison, Town Of (Webster Springs)Participates in the NFIP

Federal disaster declarations in Webster County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2016-06-25
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-08-07
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31
Hurricane SandyHurricane · Major disaster · 2012-11-27
Hurricane SandyHurricane · Emergency · 2012-10-29
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-07-23

13 flood, storm or hurricane declarations for Webster County since 2000.

Check a specific address in Webster Springs.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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