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Flood history · Parsons, WV 26287

Flood insurance claims in Parsons, WV 26287

312 claims since 1978 and $6.1 million paid. Here's what the public record shows, and how to check a specific address.

312flood insurance claims since 1978
$6.1 millionpaid to policyholders
$23,654average paid claim
2claims in the last 10 years
13%of claims outside high-risk zones
#15of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 26287 since 1978.

1978: 2 claims1982: 3 claims1985: 57 claims1994: 18 claims1996: 228 claims2000: 1 claims2009: 1 claims2026: 2 claims19801990200020102020

What the record says

87% of claims were on properties in high-risk zones and 13% outside them.

One event dominates the record: Unnamed flooding accounts for 61% of all claims in this ZIP code.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Parsons, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198519061%
2026-07-West Virginia-Flooding202610%

Flood zone at time of claim

High-risk zones (A, V)85% · 266
Moderate or minimal risk (X, B, C)12% · 39
Zone not recorded2% · 7

NFIP communities

Parsons, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Tucker County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesFlood · Major disaster · 2026-08-03
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2019-08-02
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2017-08-18
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31
Hurricane SandyHurricane · Major disaster · 2012-11-27
Hurricane SandyHurricane · Emergency · 2012-10-29

14 flood, storm or hurricane declarations for Tucker County since 2000.

Check a specific address in Parsons.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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