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Flood history · Williamstown, WV 26187

Flood insurance claims in Williamstown, WV 26187

68 claims since 1978 and $964,057 paid. Here's what the public record shows, and how to check a specific address.

68flood insurance claims since 1978
$964,057paid to policyholders
$15,302average paid claim
4claims in the last 10 years
18%of claims outside high-risk zones
#93of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 26187 since 1978.

1978: 2 claims1979: 3 claims1980: 2 claims1990: 4 claims1991: 1 claims1994: 7 claims1996: 10 claims1997: 1 claims1998: 3 claims2000: 2 claims2003: 1 claims2004: 19 claims2005: 8 claims2011: 1 claims2018: 3 claims2022: 1 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 19% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19961319%
Tropical Storm Ivan20041218%
Not a named storm197934%

Flood zone at time of claim

High-risk zones (A, V)74% · 50
Moderate or minimal risk (X, B, C)16% · 11
Zone not recorded10% · 7

NFIP communities

Williamstown, City OfParticipates in the NFIP

Federal disaster declarations in Wood County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2024-05-24
Severe Storms, Flooding, Landslides, And MudslidesMud/Landslide · Major disaster · 2018-04-17
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-08-07
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31
Hurricane SandyHurricane · Emergency · 2012-10-29
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-07-23

9 flood, storm or hurricane declarations for Wood County since 2000.

Check a specific address in Williamstown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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