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Flood history · Mount Hope, WV 25880

Flood insurance claims in Mount Hope, WV 25880

65 claims since 1978 and $425,880 paid. Here's what the public record shows, and how to check a specific address.

65flood insurance claims since 1978
$425,880paid to policyholders
$7,887average paid claim
3claims in the last 10 years
48%of claims outside high-risk zones
#97of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 25880 since 1978.

1978: 5 claims1985: 1 claims1987: 4 claims1989: 1 claims1991: 1 claims1996: 3 claims2001: 14 claims2003: 6 claims2004: 3 claims2009: 1 claims2010: 19 claims2015: 3 claims2016: 1 claims2025: 1 claims2026: 2 claims19801990200020102020

What the record says

About 48% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 11% of claims.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1996711%
Heavy rains200135%
February West Virginia Flooding202512%

Flood zone at time of claim

High-risk zones (A, V)46% · 30
Moderate or minimal risk (X, B, C)43% · 28
Zone not recorded11% · 7

NFIP communities

Mount Hope, City OfParticipates in the NFIP
Raleigh County *Participates in the NFIP

Federal disaster declarations in Fayette County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2026-10-07
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-05-22
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2022-11-28
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2016-06-25
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31
Hurricane SandyHurricane · Major disaster · 2012-11-27

16 flood, storm or hurricane declarations for Fayette County since 2000.

Check a specific address in Mount Hope.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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