FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Wayne, WV 25570

Flood insurance claims in Wayne, WV 25570

78 claims since 1978 and $578,490 paid. Here's what the public record shows, and how to check a specific address.

78flood insurance claims since 1978
$578,490paid to policyholders
$9,642average paid claim
6claims in the last 10 years
25%of claims outside high-risk zones
#82of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 25570 since 1978.

1978: 6 claims1979: 1 claims1980: 7 claims1981: 2 claims1982: 1 claims1989: 2 claims1993: 1 claims1994: 1 claims1997: 12 claims2001: 1 claims2003: 23 claims2004: 2 claims2005: 1 claims2006: 1 claims2010: 5 claims2011: 3 claims2015: 3 claims2021: 1 claims2023: 3 claims2024: 1 claims2025: 1 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 15% of claims.

6 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19971215%
Not a named storm197868%
Tropical Storm Ivan200423%

Flood zone at time of claim

High-risk zones (A, V)59% · 46
Moderate or minimal risk (X, B, C)19% · 15
Zone not recorded22% · 17

NFIP communities

Wayne County*Participates in the NFIP
Wayne, Town OfParticipates in the NFIP

Federal disaster declarations in Wayne County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-02-26
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-05-22
Severe Storms And FloodingFlood · Major disaster · 2021-05-20
Severe Storms, Flooding, Landslides, And MudslidesMud/Landslide · Major disaster · 2018-04-17
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2016-06-25
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-05-14

19 flood, storm or hurricane declarations for Wayne County since 2000.

Check a specific address in Wayne.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All West Virginia ZIP codes · All states · Flood zones explained