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Flood history · Clendenin, WV 25045

Flood insurance claims in Clendenin, WV 25045

287 claims since 1978 and $13.2 million paid. Here's what the public record shows, and how to check a specific address.

287flood insurance claims since 1978
$13.2 millionpaid to policyholders
$52,432average paid claim
5claims in the last 10 years
19%of claims outside high-risk zones
#17of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 25045 since 1978.

1978: 10 claims1980: 1 claims1984: 1 claims1985: 1 claims1989: 1 claims1990: 1 claims1991: 6 claims1994: 1 claims1996: 2 claims1997: 48 claims1998: 16 claims2003: 42 claims2004: 3 claims2007: 1 claims2009: 2 claims2013: 2 claims2015: 1 claims2016: 143 claims2021: 1 claims2025: 2 claims2026: 2 claims19801990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

One event dominates the record: Summer severe storms accounts for 48% of all claims in this ZIP code.

5 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Kanawha County * takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Summer severe storms201613948%
Unnamed flooding19786924%
Not a named storm197841%

Flood zone at time of claim

High-risk zones (A, V)76% · 218
Moderate or minimal risk (X, B, C)17% · 50
Zone not recorded7% · 19

NFIP communities

Kanawha County *CRS class 9 · up to 05% off
Clendenin, Town OfParticipates in the NFIP
Clay County *Participates in the NFIP
Roane County *Participates in the NFIP

Federal disaster declarations in Kanawha County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2026-10-07
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2024-05-24
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-05-22
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2024-01-30
Severe Storms And FloodingFlood · Major disaster · 2021-05-20
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2016-06-25

21 flood, storm or hurricane declarations for Kanawha County since 2000.

Check a specific address in Clendenin.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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