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Flood history · Bluefield, WV 24701

Flood insurance claims in Bluefield, WV 24701

122 claims since 1978 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

122flood insurance claims since 1978
$1.2 millionpaid to policyholders
$11,661average paid claim
10claims in the last 10 years
42%of claims outside high-risk zones
#49of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 24701 since 1978.

1978: 6 claims1979: 3 claims1980: 6 claims1981: 1 claims1982: 2 claims1984: 2 claims1985: 1 claims1992: 1 claims1994: 2 claims1995: 11 claims1996: 14 claims1997: 1 claims2000: 1 claims2001: 23 claims2002: 5 claims2003: 13 claims2004: 17 claims2009: 1 claims2010: 1 claims2016: 1 claims2019: 1 claims2020: 1 claims2023: 3 claims2025: 4 claims2026: 1 claims19801990200020102020

What the record says

About 42% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 7% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding197897%
February West Virginia Flooding202532%
Storm200911%
Tropical Storm Ivan200411%

Flood zone at time of claim

High-risk zones (A, V)52% · 64
Moderate or minimal risk (X, B, C)39% · 47
Zone not recorded9% · 11

NFIP communities

Mercer County*Participates in the NFIP

Federal disaster declarations in Mercer County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-02-26
Post-Tropical Storm HeleneTropical Storm · Major disaster · 2024-12-09
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31
Hurricane SandyHurricane · Emergency · 2012-10-29
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-07-23
Severe StormsSevere Storm · Emergency · 2012-06-30

14 flood, storm or hurricane declarations for Mercer County since 2000.

Check a specific address in Bluefield.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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