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Flood history · Milwaukee, WI 53217

Flood insurance claims in Milwaukee, WI 53217

260 claims since 1978 and $2.0 million paid. Here's what the public record shows, and how to check a specific address.

260flood insurance claims since 1978
$2.0 millionpaid to policyholders
$10,645average paid claim
64claims in the last 10 years
33%of claims outside high-risk zones
#5of 500 Wisconsin ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 53217 since 1978.

1978: 16 claims1979: 6 claims1980: 8 claims1981: 7 claims1982: 8 claims1983: 1 claims1984: 1 claims1985: 3 claims1986: 13 claims1988: 1 claims1991: 1 claims1993: 2 claims1996: 1 claims1997: 51 claims1998: 2 claims1999: 4 claims2000: 3 claims2002: 1 claims2004: 10 claims2007: 3 claims2008: 28 claims2010: 25 claims2014: 1 claims2019: 3 claims2020: 3 claims2025: 57 claims2026: 1 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 23% of claims.

64 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19976023%
2025-08-MilwaukeeMetro-Flood20255622%
Storm2008249%
March 2019 Midwest Flooding201921%
2026-04-Flooding202610%

Flood zone at time of claim

High-risk zones (A, V)63% · 165
Moderate or minimal risk (X, B, C)32% · 82
Zone not recorded5% · 13

NFIP communities

Glendale, City OfParticipates in the NFIP
Fox Point, Village OfParticipates in the NFIP
River Hills, Village OfParticipates in the NFIP
Bayside, Village OfParticipates in the NFIP

Federal disaster declarations in Milwaukee County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2026-06-30
Severe Storms, Straight-Line Winds, Flooding, And MudslidesFlood · Major disaster · 2025-09-11
Severe Winter Storm And FloodingFlood · Major disaster · 2020-03-11
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2010-08-11
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2008-06-14
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13

8 flood, storm or hurricane declarations for Milwaukee County since 2000.

Check a specific address in Milwaukee.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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