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Flood history · Wilmington, VT 05363

Flood insurance claims in Wilmington, VT 05363

50 claims since 1980 and $3.2 million paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1980
$3.2 millionpaid to policyholders
$75,671average paid claim
0claims in the last 10 years
4%of claims outside high-risk zones
#15of 212 Vermont ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 05363 since 1978.

1980: 2 claims1983: 1 claims1987: 6 claims1990: 3 claims1992: 1 claims2000: 5 claims2008: 2 claims2011: 28 claims2013: 1 claims2015: 1 claims19801990200020102020

What the record says

Almost all claims here (96%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Irene accounts for 56% of all claims in this ZIP code.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20112856%
Unnamed flooding199212%

Flood zone at time of claim

High-risk zones (A, V)96% · 48
Moderate or minimal risk (X, B, C)4% · 2

NFIP communities

Wilmington, Town OfParticipates in the NFIP

Federal disaster declarations in Windham County

Flood, hurricane and storm declarations since 2000.

Tropical Depression DebbyTropical Storm · Emergency · 2024-08-08
Severe Storm And FloodingSevere Storm · Major disaster · 2024-03-02
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2023-07-14
FloodingFlood · Emergency · 2023-07-10
Severe Storm And FloodingFlood · Major disaster · 2021-09-29
Tropical Storm HenriHurricane · Emergency · 2021-08-22

14 flood, storm or hurricane declarations for Windham County since 2000.

Check a specific address in Wilmington.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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