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Flood history · Wimberley, TX 78676

Flood insurance claims in Wimberley, TX 78676

472 claims since 1985 and $37.5 million paid. Here's what the public record shows, and how to check a specific address.

472flood insurance claims since 1985
$37.5 millionpaid to policyholders
$95,894average paid claim
4claims in the last 10 years
39%of claims outside high-risk zones
#191of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78676 since 1978.

1985: 3 claims1986: 4 claims1987: 3 claims1989: 1 claims1990: 2 claims1991: 2 claims1997: 23 claims1998: 104 claims2001: 20 claims2002: 11 claims2004: 1 claims2007: 10 claims2009: 1 claims2010: 2 claims2012: 1 claims2013: 43 claims2015: 234 claims2016: 3 claims2017: 1 claims2020: 2 claims2021: 1 claims1990200020102020

What the record says

About 39% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Early summer storms, accounts for 36% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Early summer storms201516836%
Unnamed flooding199810021%
Fall severe storms20156414%
Torrential rain2002112%
Early summer severe storms201620%
Hurricane Harvey201710%

Flood zone at time of claim

High-risk zones (A, V)60% · 281
Moderate or minimal risk (X, B, C)38% · 180
Zone not recorded2% · 11

NFIP communities

Wimberley, City OfParticipates in the NFIP
Hays County*Participates in the NFIP
Woodcreek, City OfParticipates in the NFIP

Federal disaster declarations in Hays County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Severe Storms And FloodingSevere Storm · Major disaster · 2013-12-20
Hurricane RitaHurricane · Major disaster · 2005-09-24
Hurricane RitaHurricane · Emergency · 2005-09-21

8 flood, storm or hurricane declarations for Hays County since 2000.

Check a specific address in Wimberley.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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