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Flood history · Weslaco, TX 78596

Flood insurance claims in Weslaco, TX 78596

596 claims since 1979 and $29.6 million paid. Here's what the public record shows, and how to check a specific address.

596flood insurance claims since 1979
$29.6 millionpaid to policyholders
$56,309average paid claim
410claims in the last 10 years
79%of claims outside high-risk zones
#165of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78596 since 1978.

1979: 1 claims1980: 4 claims1981: 2 claims1982: 3 claims1983: 7 claims1985: 16 claims1991: 9 claims1997: 3 claims1999: 6 claims2000: 3 claims2001: 3 claims2002: 2 claims2004: 5 claims2005: 1 claims2006: 1 claims2007: 2 claims2008: 30 claims2009: 2 claims2010: 8 claims2012: 1 claims2014: 3 claims2015: 73 claims2016: 1 claims2017: 1 claims2018: 253 claims2019: 27 claims2020: 26 claims2021: 11 claims2022: 2 claims2023: 1 claims2025: 82 claims2026: 7 claims19801990200020102020

What the record says

About 79% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Dolly, accounts for 5% of claims.

Flooding here is recent: 410 claims (69%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Dolly2008285%
Hurricane Hanna2020254%
Unnamed flooding1999102%
2026-06-Arthur-TS202671%
Tropical Storm Allison200131%
Hurricane Allen198031%

Flood zone at time of claim

High-risk zones (A, V)19% · 113
Moderate or minimal risk (X, B, C)73% · 436
Zone not recorded8% · 47

NFIP communities

Weslaco, City OfParticipates in the NFIP
Hidalgo County *Participates in the NFIP
Temple, City OfParticipates in the NFIP
La Joya, City OfParticipates in the NFIP

Federal disaster declarations in Hidalgo County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2025-05-21
Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane HannaHurricane · Emergency · 2020-07-26
Severe Storms And FloodingFlood · Major disaster · 2019-07-17
Severe Storms And FloodingFlood · Major disaster · 2018-07-06
Severe Storms And FloodingFlood · Major disaster · 2016-06-11

18 flood, storm or hurricane declarations for Hidalgo County since 2000.

Check a specific address in Weslaco.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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