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Flood history · Mission, TX 78573

Flood insurance claims in Mission, TX 78573

81 claims since 1980 and $2.0 million paid. Here's what the public record shows, and how to check a specific address.

81flood insurance claims since 1980
$2.0 millionpaid to policyholders
$36,339average paid claim
58claims in the last 10 years
60%of claims outside high-risk zones
#430of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78573 since 1978.

1980: 1 claims1981: 1 claims1983: 1 claims1985: 2 claims1987: 1 claims1991: 1 claims2000: 1 claims2003: 2 claims2006: 1 claims2007: 1 claims2008: 3 claims2010: 2 claims2012: 3 claims2014: 2 claims2015: 1 claims2018: 24 claims2020: 16 claims2021: 6 claims2022: 1 claims2023: 3 claims2025: 7 claims2026: 1 claims19801990200020102020

What the record says

About 60% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Hanna, accounts for 19% of claims.

Flooding here is recent: 58 claims (72%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Hanna20201519%
Hurricane Dolly200834%
Unnamed flooding199111%
2026-07-Texas-Flooding202611%
Hurricane Allen198011%

Flood zone at time of claim

High-risk zones (A, V)40% · 32
Moderate or minimal risk (X, B, C)59% · 48
Zone not recorded1% · 1

NFIP communities

Hidalgo County *Participates in the NFIP
Palmhurst, City OfParticipates in the NFIP
Alton, City OfParticipates in the NFIP
Mcallen, City OfParticipates in the NFIP

Federal disaster declarations in Hidalgo County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2025-05-21
Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane HannaHurricane · Emergency · 2020-07-26
Severe Storms And FloodingFlood · Major disaster · 2019-07-17
Severe Storms And FloodingFlood · Major disaster · 2018-07-06
Severe Storms And FloodingFlood · Major disaster · 2016-06-11

18 flood, storm or hurricane declarations for Hidalgo County since 2000.

Check a specific address in Mission.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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