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Flood history · Brownsville, TX 78526

Flood insurance claims in Brownsville, TX 78526

126 claims since 1980 and $981,366 paid. Here's what the public record shows, and how to check a specific address.

126flood insurance claims since 1980
$981,366paid to policyholders
$13,085average paid claim
38claims in the last 10 years
62%of claims outside high-risk zones
#347of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78526 since 1978.

1980: 1 claims1984: 5 claims1988: 2 claims1991: 1 claims1997: 1 claims2002: 1 claims2003: 7 claims2004: 16 claims2005: 1 claims2007: 3 claims2008: 37 claims2010: 9 claims2014: 1 claims2015: 3 claims2017: 1 claims2018: 5 claims2019: 1 claims2020: 5 claims2021: 19 claims2022: 1 claims2024: 3 claims2025: 2 claims2026: 1 claims19801990200020102020

What the record says

About 62% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Dolly, accounts for 26% of claims.

Flooding here is recent: 38 claims (30%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Dolly20083326%
Unnamed flooding198476%
Hurricane Hanna202032%
Hurricane Allen198011%
Hurricane Ike200811%

Flood zone at time of claim

High-risk zones (A, V)37% · 46
Moderate or minimal risk (X, B, C)60% · 76
Zone not recorded3% · 4

NFIP communities

Brownsville, City OfParticipates in the NFIP
Cameron County *Participates in the NFIP

Federal disaster declarations in Cameron County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2025-05-21
Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Severe Storms And FloodingFlood · Major disaster · 2019-07-17
Severe Storms And FloodingFlood · Major disaster · 2018-07-06

17 flood, storm or hurricane declarations for Cameron County since 2000.

Check a specific address in Brownsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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