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Flood history · Corpus Christi, TX 78418

Flood insurance claims in Corpus Christi, TX 78418

1,003 claims since 1978 and $6.5 million paid. Here's what the public record shows, and how to check a specific address.

1,003flood insurance claims since 1978
$6.5 millionpaid to policyholders
$16,172average paid claim
486claims in the last 10 years
25%of claims outside high-risk zones
#108of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78418 since 1978.

1978: 2 claims1979: 30 claims1980: 118 claims1981: 8 claims1983: 1 claims1984: 1 claims1985: 11 claims1987: 5 claims1988: 14 claims1991: 32 claims1992: 9 claims1993: 8 claims1995: 5 claims1996: 6 claims1997: 39 claims1998: 18 claims1999: 36 claims2001: 15 claims2002: 22 claims2003: 5 claims2004: 14 claims2005: 3 claims2006: 3 claims2007: 13 claims2008: 14 claims2009: 4 claims2010: 4 claims2011: 1 claims2012: 6 claims2015: 28 claims2016: 42 claims2017: 398 claims2018: 10 claims2019: 15 claims2020: 20 claims2021: 17 claims2022: 1 claims2023: 5 claims2024: 20 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Hurricane Harvey, accounts for 39% of claims.

Flooding here is recent: 486 claims (48%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Corpus Christi, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey201739539%
Hurricane Allen198011612%
Unnamed flooding1979788%
Hurricane Hanna2020141%
June TS Alberto2024141%
Hurricane Ike2008121%

Flood zone at time of claim

High-risk zones (A, V)75% · 750
Moderate or minimal risk (X, B, C)25% · 252
Zone not recorded0% · 1

NFIP communities

Corpus Christi, City OfCRS class 7 · up to 15% off
Nueces County*Participates in the NFIP
Port Aransas, City OfParticipates in the NFIP

Federal disaster declarations in Nueces County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Tropical Storm AlexHurricane · Emergency · 2010-06-29

18 flood, storm or hurricane declarations for Nueces County since 2000.

Check a specific address in Corpus Christi.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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