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Flood history · Rockport, TX 78382

Flood insurance claims in Rockport, TX 78382

3,634 claims since 1979 and $58.4 million paid. Here's what the public record shows, and how to check a specific address.

3,634flood insurance claims since 1979
$58.4 millionpaid to policyholders
$31,803average paid claim
2,555claims in the last 10 years
49%of claims outside high-risk zones
#19of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78382 since 1978.

1979: 77 claims1980: 413 claims1981: 3 claims1982: 2 claims1983: 14 claims1984: 2 claims1985: 1 claims1986: 1 claims1987: 1 claims1988: 32 claims1991: 26 claims1992: 22 claims1993: 4 claims1994: 1 claims1995: 7 claims1996: 7 claims1997: 20 claims1998: 71 claims1999: 20 claims2000: 11 claims2001: 6 claims2002: 25 claims2003: 14 claims2004: 43 claims2005: 5 claims2006: 42 claims2007: 12 claims2008: 57 claims2009: 29 claims2010: 28 claims2011: 3 claims2012: 8 claims2013: 1 claims2014: 3 claims2015: 40 claims2016: 28 claims2017: 2320 claims2018: 27 claims2019: 2 claims2020: 15 claims2021: 138 claims2022: 1 claims2023: 1 claims2024: 45 claims2026: 6 claims19801990200020102020

What the record says

About 49% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Harvey accounts for 63% of all claims in this ZIP code.

Flooding here is recent: 2,555 claims (70%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Rockport, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey20172,29863%
Hurricane Allen198041111%
Unnamed flooding19981474%
Hurricane Ike2008521%
June TS Alberto2024441%
Tropical Storm Bill2015221%

Flood zone at time of claim

High-risk zones (A, V)51% · 1,847
Moderate or minimal risk (X, B, C)49% · 1,785
Zone not recorded0% · 2

NFIP communities

Aransas County *Participates in the NFIP
Rockport, City OfCRS class 8 · up to 10% off
Fulton, Town OfParticipates in the NFIP

Federal disaster declarations in Aransas County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Tropical Storm AlexHurricane · Emergency · 2010-06-29
Hurricane IkeHurricane · Major disaster · 2008-09-13

15 flood, storm or hurricane declarations for Aransas County since 2000.

Check a specific address in Rockport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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