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Flood history · Port Lavaca, TX 77979

Flood insurance claims in Port Lavaca, TX 77979

476 claims since 1979 and $5.8 million paid. Here's what the public record shows, and how to check a specific address.

476flood insurance claims since 1979
$5.8 millionpaid to policyholders
$22,469average paid claim
184claims in the last 10 years
64%of claims outside high-risk zones
#186of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77979 since 1978.

1979: 11 claims1980: 15 claims1981: 33 claims1982: 1 claims1983: 1 claims1984: 49 claims1986: 2 claims1989: 2 claims1990: 1 claims1991: 10 claims1992: 8 claims1993: 1 claims1995: 6 claims1996: 1 claims1997: 15 claims1998: 28 claims1999: 1 claims2001: 19 claims2002: 6 claims2003: 55 claims2004: 2 claims2006: 3 claims2007: 2 claims2008: 4 claims2010: 1 claims2012: 1 claims2013: 1 claims2014: 3 claims2015: 9 claims2016: 1 claims2017: 135 claims2018: 2 claims2019: 1 claims2021: 32 claims2022: 1 claims2023: 3 claims2024: 2 claims2025: 8 claims19801990200020102020

What the record says

About 64% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Harvey, accounts for 28% of claims.

Flooding here is recent: 184 claims (39%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey201713328%
Unnamed flooding19849019%
Hurricane Claudette20035411%
Hurricane Allen1980102%
Tropical Storm Bill201571%
Hurricane Ike200841%

Flood zone at time of claim

High-risk zones (A, V)36% · 171
Moderate or minimal risk (X, B, C)64% · 305

NFIP communities

Calhoun County *Participates in the NFIP
Port Lavaca, City OfParticipates in the NFIP
Jackson County *Participates in the NFIP

Federal disaster declarations in Calhoun County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Hurricane AlexHurricane · Major disaster · 2010-08-03

16 flood, storm or hurricane declarations for Calhoun County since 2000.

Check a specific address in Port Lavaca.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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