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Flood history · Cuero, TX 77954

Flood insurance claims in Cuero, TX 77954

178 claims since 1980 and $4.3 million paid. Here's what the public record shows, and how to check a specific address.

178flood insurance claims since 1980
$4.3 millionpaid to policyholders
$28,054average paid claim
27claims in the last 10 years
22%of claims outside high-risk zones
#289of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77954 since 1978.

1980: 2 claims1981: 1 claims1987: 21 claims1991: 15 claims1992: 4 claims1993: 2 claims1994: 6 claims1997: 3 claims1998: 48 claims2001: 3 claims2002: 19 claims2004: 19 claims2007: 2 claims2009: 2 claims2010: 2 claims2012: 1 claims2015: 1 claims2017: 26 claims2021: 1 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 39% of claims.

27 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19987039%
Hurricane Harvey20172514%
Torrential rain2002116%
Hurricane Allen198021%
Early summer storms201511%
Thunderstorms200711%

Flood zone at time of claim

High-risk zones (A, V)70% · 124
Moderate or minimal risk (X, B, C)19% · 34
Zone not recorded11% · 20

NFIP communities

Dewitt County*Participates in the NFIP
Cuero, City OfParticipates in the NFIP

Federal disaster declarations in DeWitt County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Hurricane IkeHurricane · Emergency · 2008-09-10
Hurricane GustavHurricane · Emergency · 2008-08-29
Hurricane RitaHurricane · Major disaster · 2005-09-24

10 flood, storm or hurricane declarations for DeWitt County since 2000.

Check a specific address in Cuero.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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