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Flood history · Beaumont, TX 77713

Flood insurance claims in Beaumont, TX 77713

1,382 claims since 1979 and $142.3 million paid. Here's what the public record shows, and how to check a specific address.

1,382flood insurance claims since 1979
$142.3 millionpaid to policyholders
$120,397average paid claim
884claims in the last 10 years
66%of claims outside high-risk zones
#77of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77713 since 1978.

1979: 38 claims1980: 10 claims1982: 2 claims1983: 17 claims1984: 2 claims1986: 4 claims1987: 13 claims1989: 45 claims1991: 2 claims1993: 1 claims1994: 152 claims1997: 1 claims1998: 5 claims2001: 71 claims2002: 13 claims2003: 4 claims2004: 1 claims2005: 47 claims2006: 14 claims2007: 3 claims2008: 37 claims2013: 1 claims2015: 8 claims2016: 7 claims2017: 610 claims2018: 4 claims2019: 257 claims2020: 2 claims2021: 2 claims2022: 3 claims2024: 5 claims2025: 1 claims19801990200020102020

What the record says

About 66% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Harvey accounts for 44% of all claims in this ZIP code.

Flooding here is recent: 884 claims (64%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Bevil Oaks, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey201760644%
Tropical Storm Imelda201924818%
Unnamed flooding199419914%
Tropical Storm Allison2001947%
Hurricane Rita2005433%
Hurricane Ike2008322%

Flood zone at time of claim

High-risk zones (A, V)33% · 457
Moderate or minimal risk (X, B, C)64% · 884
Zone not recorded3% · 41

NFIP communities

Bevil Oaks, City OfCRS class 9 · up to 05% off
Jefferson County *CRS class 8 · up to 10% off
Beaumont, City OfCRS class 7 · up to 15% off
Bandera County *Participates in the NFIP

Federal disaster declarations in Jefferson County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane LauraHurricane · Major disaster · 2020-12-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Tropical Storm ImeldaFlood · Major disaster · 2019-10-04
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Hurricane IkeHurricane · Major disaster · 2008-09-13

13 flood, storm or hurricane declarations for Jefferson County since 2000.

Check a specific address in Beaumont.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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