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Flood history · Silsbee, TX 77656

Flood insurance claims in Silsbee, TX 77656

462 claims since 1978 and $11.7 million paid. Here's what the public record shows, and how to check a specific address.

462flood insurance claims since 1978
$11.7 millionpaid to policyholders
$29,293average paid claim
72claims in the last 10 years
67%of claims outside high-risk zones
#194of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77656 since 1978.

1978: 4 claims1979: 30 claims1980: 13 claims1981: 3 claims1982: 2 claims1983: 21 claims1984: 2 claims1986: 15 claims1987: 9 claims1989: 61 claims1990: 2 claims1991: 4 claims1992: 5 claims1993: 1 claims1994: 45 claims1995: 5 claims1996: 1 claims1998: 9 claims1999: 2 claims2001: 6 claims2002: 12 claims2003: 2 claims2005: 34 claims2006: 31 claims2007: 2 claims2008: 16 claims2009: 2 claims2011: 1 claims2012: 1 claims2015: 26 claims2016: 23 claims2017: 61 claims2018: 2 claims2019: 1 claims2022: 1 claims2024: 7 claims19801990200020102020

What the record says

About 67% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 24% of claims.

72 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198711124%
Hurricane Harvey20175612%
Tropical Storm Allison1989388%
Hurricane Rita2005347%
Tropical Storm Paul2006306%
Fall severe storms2015235%

Flood zone at time of claim

High-risk zones (A, V)32% · 150
Moderate or minimal risk (X, B, C)66% · 304
Zone not recorded2% · 8

NFIP communities

Hardin County *Participates in the NFIP
Silsbee, City OfParticipates in the NFIP
Tyler County*Participates in the NFIP

Federal disaster declarations in Hardin County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

15 flood, storm or hurricane declarations for Hardin County since 2000.

Check a specific address in Silsbee.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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