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Flood history · Gilchrist, TX 77617

Flood insurance claims in Gilchrist, TX 77617

741 claims since 1979 and $49.5 million paid. Here's what the public record shows, and how to check a specific address.

741flood insurance claims since 1979
$49.5 millionpaid to policyholders
$77,159average paid claim
9claims in the last 10 years
0%of claims outside high-risk zones
#142of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77617 since 1978.

1979: 2 claims1980: 3 claims1983: 54 claims1988: 14 claims1989: 21 claims1990: 2 claims1991: 2 claims1992: 2 claims1993: 3 claims1996: 22 claims1997: 5 claims1998: 81 claims2001: 1 claims2003: 42 claims2005: 85 claims2006: 3 claims2007: 2 claims2008: 388 claims2017: 2 claims2024: 7 claims19801990200020102020

What the record says

Almost all claims here (100%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Ike accounts for 51% of all claims in this ZIP code.

9 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Ike200837951%
Hurricane Rita20058011%
Unnamed flooding19987710%
Hurricane Alicia1983547%
Hurricane Claudette2003405%
Hurricane Chantel1989101%

Flood zone at time of claim

High-risk zones (A, V)99% · 733
Moderate or minimal risk (X, B, C)0% · 1
Undetermined (D)0% · 1
Zone not recorded1% · 6

NFIP communities

Galveston County*Participates in the NFIP

Federal disaster declarations in Galveston County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane LauraHurricane · Major disaster · 2020-12-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

16 flood, storm or hurricane declarations for Galveston County since 2000.

Check a specific address in Gilchrist.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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