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Flood history · Deer Park, TX 77536

Flood insurance claims in Deer Park, TX 77536

1,855 claims since 1979 and $45.4 million paid. Here's what the public record shows, and how to check a specific address.

1,855flood insurance claims since 1979
$45.4 millionpaid to policyholders
$29,229average paid claim
452claims in the last 10 years
83%of claims outside high-risk zones
#51of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77536 since 1978.

1979: 201 claims1980: 1 claims1981: 56 claims1982: 4 claims1983: 35 claims1984: 6 claims1985: 5 claims1986: 2 claims1987: 2 claims1989: 59 claims1991: 1 claims1992: 2 claims1993: 1 claims1994: 20 claims1995: 1 claims1996: 6 claims1997: 8 claims1998: 18 claims1999: 2 claims2000: 4 claims2001: 588 claims2002: 3 claims2003: 1 claims2004: 2 claims2005: 5 claims2006: 25 claims2007: 166 claims2008: 99 claims2009: 40 claims2011: 2 claims2012: 8 claims2014: 2 claims2015: 20 claims2016: 8 claims2017: 412 claims2019: 31 claims2020: 1 claims2021: 1 claims2022: 2 claims2023: 4 claims2024: 1 claims19801990200020102020

What the record says

About 83% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Allison, accounts for 33% of claims.

452 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Deer Park, City Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Tropical Storm Allison200161233%
Hurricane Harvey201740822%
Unnamed flooding19811699%
Tropical Storm Erin20071649%
Tropical Storm Claudette19791307%
Hurricane Ike2008985%

Flood zone at time of claim

High-risk zones (A, V)15% · 282
Moderate or minimal risk (X, B, C)73% · 1,354
Undetermined (D)0% · 1
Zone not recorded12% · 218

NFIP communities

Deer Park, City OfCRS class 6 · up to 20% off
Pasadena, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Harris County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Tropical Storm ImeldaFlood · Major disaster · 2019-10-04
Hurricane HarveyHurricane · Major disaster · 2017-08-25

20 flood, storm or hurricane declarations for Harris County since 2000.

Check a specific address in Deer Park.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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