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Flood history · Sealy, TX 77474

Flood insurance claims in Sealy, TX 77474

235 claims since 1985 and $9.6 million paid. Here's what the public record shows, and how to check a specific address.

235flood insurance claims since 1985
$9.6 millionpaid to policyholders
$46,992average paid claim
83claims in the last 10 years
27%of claims outside high-risk zones
#258of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77474 since 1978.

1985: 2 claims1991: 2 claims1993: 1 claims1994: 9 claims1997: 4 claims1998: 17 claims2004: 5 claims2007: 1 claims2012: 1 claims2013: 3 claims2015: 11 claims2016: 96 claims2017: 67 claims2019: 1 claims2021: 13 claims2023: 1 claims2024: 1 claims1990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

Losses are spread across many events; the largest, Hurricane Harvey, accounts for 28% of claims.

Flooding here is recent: 83 claims (35%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey20176628%
Spring severe storms20165724%
Early summer severe storms20163816%
Unnamed flooding19942611%
Tropical Storm Bill2015115%

Flood zone at time of claim

High-risk zones (A, V)68% · 160
Moderate or minimal risk (X, B, C)25% · 59
Zone not recorded7% · 16

NFIP communities

Austin County *Participates in the NFIP
Sealy, City OfParticipates in the NFIP
Brazos Country, City OfParticipates in the NFIP
San Felipe, Town OfParticipates in the NFIP

Federal disaster declarations in Austin County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Storms And FloodingFlood · Major disaster · 2016-04-25
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29

12 flood, storm or hurricane declarations for Austin County since 2000.

Check a specific address in Sealy.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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