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Flood history · Spring, TX 77379

Flood insurance claims in Spring, TX 77379

1,393 claims since 1978 and $147.3 million paid. Here's what the public record shows, and how to check a specific address.

1,393flood insurance claims since 1978
$147.3 millionpaid to policyholders
$133,913average paid claim
618claims in the last 10 years
84%of claims outside high-risk zones
#76of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77379 since 1978.

1978: 5 claims1979: 11 claims1980: 8 claims1981: 14 claims1982: 14 claims1983: 18 claims1984: 26 claims1985: 2 claims1986: 1 claims1987: 7 claims1988: 1 claims1989: 48 claims1991: 9 claims1992: 19 claims1994: 15 claims1996: 3 claims1997: 6 claims1998: 48 claims1999: 6 claims2000: 1 claims2001: 174 claims2002: 6 claims2003: 4 claims2004: 2 claims2005: 4 claims2006: 17 claims2007: 8 claims2008: 91 claims2009: 10 claims2010: 3 claims2011: 1 claims2012: 1 claims2013: 1 claims2014: 6 claims2015: 18 claims2016: 167 claims2017: 588 claims2018: 5 claims2019: 6 claims2021: 6 claims2023: 1 claims2024: 12 claims19801990200020102020

What the record says

About 84% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Harvey accounts for 42% of all claims in this ZIP code.

Flooding here is recent: 618 claims (44%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Harris County* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey201758242%
Unnamed flooding198416812%
Tropical Storm Allison200116312%
Spring severe storms201614911%
Hurricane Ike2008866%
Early summer storms2015131%

Flood zone at time of claim

High-risk zones (A, V)16% · 222
Moderate or minimal risk (X, B, C)84% · 1,170
Zone not recorded0% · 1

NFIP communities

Harris County*CRS class 7 · up to 15% off
Houston, City OfCRS class 4 · up to 30% off

Federal disaster declarations in Harris County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Tropical Storm ImeldaFlood · Major disaster · 2019-10-04
Hurricane HarveyHurricane · Major disaster · 2017-08-25

20 flood, storm or hurricane declarations for Harris County since 2000.

Check a specific address in Spring.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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