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Flood history · Taylor, TX 76574

Flood insurance claims in Taylor, TX 76574

60 claims since 1980 and $1.5 million paid. Here's what the public record shows, and how to check a specific address.

60flood insurance claims since 1980
$1.5 millionpaid to policyholders
$29,808average paid claim
6claims in the last 10 years
25%of claims outside high-risk zones
#493of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 76574 since 1978.

1980: 1 claims1981: 7 claims1982: 1 claims1986: 2 claims1989: 1 claims1991: 2 claims1992: 1 claims1995: 5 claims1997: 1 claims2001: 5 claims2004: 1 claims2007: 5 claims2009: 2 claims2010: 4 claims2012: 1 claims2013: 2 claims2015: 13 claims2019: 1 claims2025: 3 claims2026: 2 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Early summer storms, accounts for 20% of claims.

6 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Early summer storms20151220%
Unnamed flooding1991610%
Thunderstorms200747%
2025 July Central TX Flooding202535%

Flood zone at time of claim

High-risk zones (A, V)63% · 38
Moderate or minimal risk (X, B, C)22% · 13
Zone not recorded15% · 9

NFIP communities

Williamson County *Participates in the NFIP
Taylor, City OfParticipates in the NFIP

Federal disaster declarations in Williamson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2025-07-06
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Hurricane IkeHurricane · Emergency · 2008-09-10
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2007-06-29
Hurricane RitaHurricane · Major disaster · 2005-09-24
Hurricane RitaHurricane · Emergency · 2005-09-21

7 flood, storm or hurricane declarations for Williamson County since 2000.

Check a specific address in Taylor.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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