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Flood history · Nacogdoches, TX 75961

Flood insurance claims in Nacogdoches, TX 75961

109 claims since 1979 and $798,604 paid. Here's what the public record shows, and how to check a specific address.

109flood insurance claims since 1979
$798,604paid to policyholders
$8,680average paid claim
2claims in the last 10 years
22%of claims outside high-risk zones
#380of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 75961 since 1978.

1979: 39 claims1983: 2 claims1986: 20 claims1991: 8 claims1994: 7 claims1995: 1 claims1997: 14 claims1999: 7 claims2000: 1 claims2001: 6 claims2006: 1 claims2009: 1 claims2023: 2 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 6% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198676%
Tropical Storm Allison200155%
Hurricane Alicia198311%

Flood zone at time of claim

High-risk zones (A, V)54% · 59
Moderate or minimal risk (X, B, C)16% · 17
Zone not recorded30% · 33

NFIP communities

Nacogdoches, City OfParticipates in the NFIP

Federal disaster declarations in Nacogdoches County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Hurricane IkeHurricane · Major disaster · 2008-09-13
Hurricane IkeHurricane · Emergency · 2008-09-10

12 flood, storm or hurricane declarations for Nacogdoches County since 2000.

Check a specific address in Nacogdoches.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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