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Flood history · Texarkana, TX 75501

Flood insurance claims in Texarkana, TX 75501

69 claims since 1978 and $984,022 paid. Here's what the public record shows, and how to check a specific address.

69flood insurance claims since 1978
$984,022paid to policyholders
$18,566average paid claim
14claims in the last 10 years
25%of claims outside high-risk zones
#459of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 75501 since 1978.

1978: 4 claims1979: 2 claims1980: 2 claims1981: 1 claims1982: 4 claims1983: 1 claims1985: 3 claims1987: 5 claims1988: 2 claims1989: 6 claims1990: 3 claims1992: 2 claims1996: 1 claims1997: 1 claims1998: 2 claims2000: 1 claims2001: 6 claims2005: 2 claims2008: 3 claims2009: 2 claims2012: 1 claims2015: 1 claims2019: 1 claims2021: 5 claims2023: 2 claims2024: 1 claims2025: 5 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

14 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Tropical Storm Bill201511%

Flood zone at time of claim

High-risk zones (A, V)62% · 43
Moderate or minimal risk (X, B, C)19% · 13
Undetermined (D)1% · 1
Zone not recorded17% · 12

NFIP communities

Bowie County *Participates in the NFIP
Texarkana, City OfParticipates in the NFIP
Wake Village, City OfParticipates in the NFIP

Federal disaster declarations in Bowie County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Hurricane IkeHurricane · Major disaster · 2008-09-13
Hurricane IkeHurricane · Emergency · 2008-09-10

10 flood, storm or hurricane declarations for Bowie County since 2000.

Check a specific address in Texarkana.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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