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Flood history · Pottsboro, TX 75076

Flood insurance claims in Pottsboro, TX 75076

67 claims since 1980 and $2.5 million paid. Here's what the public record shows, and how to check a specific address.

67flood insurance claims since 1980
$2.5 millionpaid to policyholders
$43,751average paid claim
4claims in the last 10 years
40%of claims outside high-risk zones
#465of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 75076 since 1978.

1980: 2 claims1987: 1 claims1990: 1 claims1991: 1 claims1993: 3 claims1995: 8 claims2007: 6 claims2010: 1 claims2015: 39 claims2016: 1 claims2017: 1 claims2018: 3 claims19801990200020102020

What the record says

About 40% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Early summer storms, accounts for 39% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Early summer storms20152639%
Thunderstorms200746%
Hurricane Allen198023%
Tropical Storm Bill201511%
Unnamed flooding199111%

Flood zone at time of claim

High-risk zones (A, V)57% · 38
Moderate or minimal risk (X, B, C)37% · 25
Zone not recorded6% · 4

NFIP communities

Grayson County*Participates in the NFIP
Pottsboro, City OfParticipates in the NFIP

Federal disaster declarations in Grayson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Hurricane IkeHurricane · Emergency · 2008-09-10
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2007-06-29
Hurricane RitaHurricane · Major disaster · 2005-09-24
Hurricane RitaHurricane · Emergency · 2005-09-21
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-02

6 flood, storm or hurricane declarations for Grayson County since 2000.

Check a specific address in Pottsboro.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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