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Flood history · Tiverton, RI 02878

Flood insurance claims in Tiverton, RI 02878

92 claims since 1978 and $516,107 paid. Here's what the public record shows, and how to check a specific address.

92flood insurance claims since 1978
$516,107paid to policyholders
$8,898average paid claim
4claims in the last 10 years
28%of claims outside high-risk zones
#21of 76 Rhode Island ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02878 since 1978.

1978: 13 claims1980: 2 claims1984: 1 claims1985: 8 claims1987: 6 claims1991: 37 claims1993: 1 claims1994: 1 claims1996: 1 claims1997: 1 claims2000: 1 claims2007: 1 claims2008: 1 claims2010: 4 claims2011: 1 claims2012: 8 claims2015: 1 claims2018: 1 claims2022: 1 claims2023: 2 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

One event dominates the record: Hurricane Bob accounts for 40% of all claims in this ZIP code.

4 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Bob19913740%
Hurricane Sandy201289%
March 2010 Nor'easter201033%
December Nor'easter202311%
Hurricane Irene201111%

Flood zone at time of claim

High-risk zones (A, V)64% · 59
Moderate or minimal risk (X, B, C)25% · 23
Zone not recorded11% · 10

NFIP communities

Tiverton, Town OfParticipates in the NFIP

Federal disaster declarations in Newport County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2024-03-20
Hurricane HenriHurricane · Emergency · 2021-08-21
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2015-04-03
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-22
Hurricane SandyHurricane · Major disaster · 2012-11-03
Hurricane SandyHurricane · Emergency · 2012-10-29

12 flood, storm or hurricane declarations for Newport County since 2000.

Check a specific address in Tiverton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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