FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · East Greenwich, RI 02818

Flood insurance claims in East Greenwich, RI 02818

206 claims since 1978 and $1.6 million paid. Here's what the public record shows, and how to check a specific address.

206flood insurance claims since 1978
$1.6 millionpaid to policyholders
$12,114average paid claim
16claims in the last 10 years
33%of claims outside high-risk zones
#13of 76 Rhode Island ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02818 since 1978.

1978: 7 claims1979: 9 claims1980: 1 claims1982: 5 claims1983: 7 claims1985: 2 claims1986: 1 claims1988: 1 claims1990: 1 claims1991: 15 claims1993: 6 claims1994: 1 claims1996: 1 claims1997: 1 claims1998: 3 claims1999: 1 claims2001: 5 claims2003: 1 claims2004: 1 claims2005: 21 claims2006: 2 claims2007: 3 claims2008: 1 claims2009: 1 claims2010: 78 claims2011: 2 claims2012: 9 claims2014: 4 claims2017: 1 claims2018: 1 claims2020: 2 claims2022: 2 claims2024: 10 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, March 2010 Nor'easter, accounts for 36% of claims.

16 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Warwick, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
March 2010 Nor'easter20107436%
Hurricane Bob1991136%
Not a named storm197973%
Hurricane Sandy201273%
Unnamed flooding200121%
Hurricane Irene201110%

Flood zone at time of claim

High-risk zones (A, V)67% · 139
Moderate or minimal risk (X, B, C)33% · 67

NFIP communities

East Greenwich, Town OfParticipates in the NFIP
Warwick, City OfCRS class 9 · up to 05% off

Federal disaster declarations in Kent County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2024-03-20
Severe Storm And FloodingSevere Storm · Major disaster · 2024-03-20
Hurricane HenriHurricane · Emergency · 2021-08-21
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2015-04-03
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-22
Hurricane SandyHurricane · Major disaster · 2012-11-03

12 flood, storm or hurricane declarations for Kent County since 2000.

Check a specific address in East Greenwich.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Rhode Island ZIP codes · All states · Flood zones explained