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Flood history · Portland, OR 97222

Flood insurance claims in Portland, OR 97222

118 claims since 1980 and $3.8 million paid. Here's what the public record shows, and how to check a specific address.

118flood insurance claims since 1980
$3.8 millionpaid to policyholders
$41,104average paid claim
7claims in the last 10 years
40%of claims outside high-risk zones
#7of 295 Oregon ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 97222 since 1978.

1980: 5 claims1981: 1 claims1982: 4 claims1983: 1 claims1986: 1 claims1987: 4 claims1994: 7 claims1995: 7 claims1996: 30 claims1997: 2 claims1998: 3 claims1999: 1 claims2003: 3 claims2007: 1 claims2008: 1 claims2009: 12 claims2011: 1 claims2012: 1 claims2015: 26 claims2017: 1 claims2021: 5 claims2022: 1 claims19801990200020102020

What the record says

About 40% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

7 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19963025%
Winter storm20091210%

Flood zone at time of claim

High-risk zones (A, V)58% · 69
Moderate or minimal risk (X, B, C)39% · 46
Zone not recorded3% · 3

NFIP communities

Milwaukie, City OfParticipates in the NFIP
Clackamas County*Participates in the NFIP

Federal disaster declarations in Clackamas County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2026-04-07
Severe Winter Storms, Straight-Line Winds, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-13
Severe Winter StormSevere Storm · Major disaster · 2021-05-04
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2016-02-17
Severe Winter Storm, Flooding, Mudslides, Landslides, And Debris FlowsSevere Storm · Major disaster · 2011-02-17
Severe Winter Storm, Record And Near Record SnowSevere Storm · Major disaster · 2009-03-02

9 flood, storm or hurricane declarations for Clackamas County since 2000.

Check a specific address in Portland.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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