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Flood history · Tillamook, OR 97141

Flood insurance claims in Tillamook, OR 97141

360 claims since 1980 and $11.0 million paid. Here's what the public record shows, and how to check a specific address.

360flood insurance claims since 1980
$11.0 millionpaid to policyholders
$34,854average paid claim
2claims in the last 10 years
13%of claims outside high-risk zones
#1of 295 Oregon ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 97141 since 1978.

1980: 17 claims1981: 1 claims1982: 11 claims1983: 1 claims1987: 9 claims1990: 17 claims1991: 9 claims1994: 1 claims1995: 12 claims1996: 45 claims1997: 8 claims1998: 38 claims1999: 57 claims2002: 2 claims2003: 4 claims2004: 1 claims2006: 53 claims2007: 40 claims2008: 5 claims2009: 4 claims2011: 4 claims2015: 19 claims2017: 2 claims19801990200020102020

What the record says

87% of claims were on properties in high-risk zones and 13% outside them.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Tillamook, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19965616%
Winter storm20074212%

Flood zone at time of claim

High-risk zones (A, V)87% · 312
Moderate or minimal risk (X, B, C)13% · 47
Undetermined (D)0% · 1

NFIP communities

Tillamook, City OfCRS class 9 · up to 05% off
Tillamook County *Participates in the NFIP

Federal disaster declarations in Tillamook County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2026-04-07
Severe Winter Storms, Straight-Line Winds, Landslides, And MudslidesSevere Storm · Major disaster · 2024-04-13
Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2016-02-17
Severe Winter Storm, Flooding, Landslides, And MudslidesFlood · Major disaster · 2012-03-02
Severe Winter Storm, Flooding, Mudslides, Landslides, And Debris FlowsSevere Storm · Major disaster · 2011-02-17
Severe Winter Storm, Record And Near Record SnowSevere Storm · Major disaster · 2009-03-02

12 flood, storm or hurricane declarations for Tillamook County since 2000.

Check a specific address in Tillamook.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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