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Flood history · Clovis, NM 88101

Flood insurance claims in Clovis, NM 88101

55 claims since 1984 and $559,184 paid. Here's what the public record shows, and how to check a specific address.

55flood insurance claims since 1984
$559,184paid to policyholders
$22,367average paid claim
4claims in the last 10 years
4%of claims outside high-risk zones
#10of 147 New Mexico ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 88101 since 1978.

1984: 3 claims1988: 14 claims1995: 1 claims1996: 9 claims1999: 1 claims2000: 2 claims2003: 1 claims2004: 2 claims2007: 1 claims2009: 2 claims2010: 5 claims2011: 1 claims2014: 6 claims2015: 1 claims2016: 2 claims2023: 4 claims1990200020102020

What the record says

Almost all claims here (96%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

4 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Clovis, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

No named events recorded.

Flood zone at time of claim

High-risk zones (A, V)96% · 53
Moderate or minimal risk (X, B, C)4% · 2

NFIP communities

Clovis, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Curry County

Flood, hurricane and storm declarations since 2000.

Severe Storms And TornadoesSevere Storm · Major disaster · 2007-04-02
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

2 flood, storm or hurricane declarations for Curry County since 2000.

Check a specific address in Clovis.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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