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Flood history · Belen, NM 87002

Flood insurance claims in Belen, NM 87002

81 claims since 1979 and $885,871 paid. Here's what the public record shows, and how to check a specific address.

81flood insurance claims since 1979
$885,871paid to policyholders
$19,686average paid claim
33claims in the last 10 years
23%of claims outside high-risk zones
#5of 147 New Mexico ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 87002 since 1978.

1979: 1 claims1980: 1 claims1982: 1 claims1987: 1 claims1988: 4 claims1991: 1 claims1997: 1 claims1999: 1 claims2000: 2 claims2004: 3 claims2005: 2 claims2006: 17 claims2008: 6 claims2009: 1 claims2012: 1 claims2013: 3 claims2015: 1 claims2016: 1 claims2017: 10 claims2018: 3 claims2019: 1 claims2020: 1 claims2021: 17 claims2023: 1 claims19801990200020102020

What the record says

77% of claims were on properties in high-risk zones and 23% outside them.

Flooding here is recent: 33 claims (41%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

No named events recorded.

Flood zone at time of claim

High-risk zones (A, V)75% · 61
Moderate or minimal risk (X, B, C)22% · 18
Zone not recorded2% · 2

NFIP communities

Valencia County *Participates in the NFIP
Belen, City OfParticipates in the NFIP

Federal disaster declarations in Valencia County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, And LandslidesFlood · Emergency · 2025-07-10
Severe Storms And FloodingSevere Storm · Major disaster · 2006-08-30
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-07

3 flood, storm or hurricane declarations for Valencia County since 2000.

Check a specific address in Belen.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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