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Flood history · Center Ossipee, NH 03814

Flood insurance claims in Center Ossipee, NH 03814

54 claims since 1979 and $292,836 paid. Here's what the public record shows, and how to check a specific address.

54flood insurance claims since 1979
$292,836paid to policyholders
$7,142average paid claim
2claims in the last 10 years
8%of claims outside high-risk zones
#15of 198 New Hampshire ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 03814 since 1978.

1979: 1 claims1984: 9 claims1987: 8 claims1996: 2 claims1998: 17 claims2000: 1 claims2003: 1 claims2005: 4 claims2006: 2 claims2007: 5 claims2008: 1 claims2009: 1 claims2017: 1 claims2024: 1 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1987917%

Flood zone at time of claim

High-risk zones (A, V)61% · 33
Moderate or minimal risk (X, B, C)6% · 3
Zone not recorded33% · 18

NFIP communities

Ossipee, Town OfParticipates in the NFIP

Federal disaster declarations in Carroll County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2026-10-07
Severe Storm And FloodingSevere Storm · Major disaster · 2024-02-27
Severe Storms And FloodingFlood · Major disaster · 2023-09-14
Severe Storm And FloodingSevere Storm · Major disaster · 2023-03-15
Severe Storm And FloodingSevere Storm · Major disaster · 2018-01-02
Severe Winter StormSevere Storm · Major disaster · 2017-06-01

18 flood, storm or hurricane declarations for Carroll County since 2000.

Check a specific address in Center Ossipee.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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